TIDE Create

Mode

Simulation No wallet touched

wBTC

Spot

Derived debt --

Goal

Risk profile

Start from a profile, then tune the numbers below.

Cashflow targets

Monthly draw targets

Payout / month

USDC

How much stablecoin should land in your wallet each month (your payroll / bills draw).

Buffer floor

USDC

Runway target

months

Guardrails

Set LTV thresholds

Fine-tune thresholds

Exact LTV thresholds, stress behavior, and market assumptions in one place.

Liquidation ceiling Absolute max LTV. Target low Bottom of operating range. Target high Top of range. De-risk above. Auto-repay Auto debt repayment trigger. Freeze threshold (LTV) Emergency: payouts stop. Min buffer Buffer floor, USD.

Stress behavior

Pause payouts in stress Stop payouts when conditions worsen. Borrow in stress Keep borrowing open pre-crisis. Borrow in crisis Borrowing even under crisis.

Market assumptions

BTC stress inputs

Realized vol, % Recent annualized BTC volatility. Daily move, % Worst single-day BTC change. Weekly drawdown, % Worst weekly BTC drawdown. Trend strength, % How strongly BTC is trending.

Rail & venue (advanced)

Routing venue, oracle, liquidity, exposure caps.

Rail label Name of the lending protocol or venue you're routing through. Venue healthy Uncheck to test degraded routing.

Venue exp, % Current share of your collateral on this venue. Wrapper exp, % Current share held in wrapped BTC vs native. Max venue, % Cap on how much collateral can sit on any one venue. Max wrapper, % Cap on wrapped BTC share. Lower = more conservative.

Oracle, % How reliable the price feed is right now. Liquidity, % On-chain liquidity depth for the venue. Health, % Composite health metric from TVL, uptime, audit.

Oracle floor, % Below this, price feed treated as unreliable. Liquidity floor, % Below this, venue considered illiquid.

Manual sandbox

wBTC · Wrapped Simulation

LTV --

Buffer --

Payout --

Debt --