TIDE Create

Run mode

Rehearsal Local Wallet receipt Wallet-backed

wBTC

BTC amount

Reference price

Modeled debt --

Goal

Risk profile

Start from a profile, then tune the numbers below.

Safety

Debt pressure (LTV) limits

Advanced guardrails

Exact debt-pressure thresholds, stress behavior, and market assumptions in one place.

Max debt pressure Highest debt / BTC collateral value the policy allows before danger zone. Target pressure floor Bottom of the debt-pressure operating range. Target ceiling Top of operating range. De-risk above. Managed repay threshold Debt pressure where the policy triggers debt reduction. Draw freeze threshold Emergency line where monthly draws stop. Minimum buffer floor Lowest stablecoin reserve allowed before the plan asks for a refill.

Stress behavior

Pause monthly draws in stress Stop draw approvals when conditions worsen. Borrow in stress Keep borrowing open pre-crisis. Borrow in crisis Borrowing even under crisis.

Cashflow

Monthly draw and runway

Monthly draw target

USDC

How much stablecoin should land in your wallet each month (your payroll / bills draw).

Starting buffer

USDC

Runway target

months

Market assumptions

BTC stress model

Realized vol, % Recent annualized BTC volatility. Daily move, % Worst single-day BTC change. Weekly drawdown, % Worst weekly BTC drawdown. Trend strength, % How strongly BTC is trending.

Rail & venue (advanced)

Routing venue, oracle, liquidity, exposure caps.

Rail label Name of the lending protocol or venue you're routing through. Venue healthy Uncheck to test degraded routing.

Venue exp, % Current share of your collateral on this venue. Wrapper exp, % Current share held in wrapped BTC vs native. Max venue, % Cap on how much collateral can sit on any one venue. Max wrapper, % Cap on wrapped BTC share. Lower = more conservative.

Oracle, % How reliable the price feed is right now. Liquidity, % On-chain liquidity depth for the venue. Health, % Composite health metric from TVL, uptime, audit.

Oracle floor, % Below this, price feed treated as unreliable. Liquidity floor, % Below this, venue considered illiquid.

Rehearsal draft

wBTC · Wrapped Rehearsal

Pressure --

Buffer --

Monthly draw --

Debt --